Medi Claim

 In this corona crisis, every person realized the need for financial planning, that they can secure a family's finances in a futuristic uncertain time. Many of the persons don't know what is financial planning? And many of the people think that buying a life insurance and family Mediclaim that's financial planning is done, is it enough?  " No".  Suppose, you have to make a plan for your retirement planning that's the with Rs. 7 Lakh (today's price) and you think it is enough to fulfill our retirement time. Is it right? If you calculated today yearly whole expenses approx. 5 Lakh per annum and every time inflation increases. And the life after retirement how much time that you need to consume your 7Lakh that you have planned your retirement life.  Think about it. Financial planning is better for you to make the decision that helps to control your money, expenses. Goals like Child Marriage Planning, Education Planning, Retirement planning, and also all types...

 Pandemic has given a chance to act on all major issues which were earlier ignored. Globally every regime-looking issue is important to them. One issue which has got global attention is supply chain diversification. Till now China is a manufacturing hub for all. But lockdown has shown over-dependence on one country has a major problem. The political reaction we saw on this issue which we are not going to discuss here. This has given an opportunity which we are going to look here with government action for this. Till now Japanese and Chinese people are considered to be very efficient and hard working. All major corporation shifted their manufacturing to China which not only gave them cheap labor but also cheap money in terms of land and relaxed compliance. Also to define labor laws as per their investment. Over this export, subsidy killed local manufacturing causing loss of employment. All countries became importers of cheap and inferior quality goods. Now the pandemic is changing i...

सुरेश नाम का एक आदमी था। वह शादीशुदा था। उसकी पत्नी का नाम गीता था। उनके दो बच्चे थे। एक बेटा जिसका नाम सुशांत था। एक बेटी जिसका नाम प्रिया था। दोनों बच्चों को उन्होंने बहुत अच्छे से पाला -पोसा था। उन्होंने अपने बच्चों को अच्छे संस्कार दिए थे। समय के चलते उनके बच्चे शादी के योग्य हो गए। सुरेश और गीता ने अपने बच्चों की शादी कर दी। शादी के बाद बेटी ससुराल चली गई। बेटा नौकरी करता था तो शहर से बाहर रहता था। वह अपने माता-पिता से मिल भी नहीं पाता था क्योंकि उसकी पत्नी उसके माता-पिता से उसको मिलने नहीं देती थी। सुशांत के माता-पिता बहुत दुःखी  रहने लगे। उन्हें  कठिन भावनात्मक और आर्थिक परिस्तिथियों का सामना करना पड़ा।                        एक दूसरे को बेहतर तरीके से जानने के लिए माता- पिता और बच्चों का संवाद होना बहुत जरुरी होता है। संवाद होने  से  बच्चे अपने  माता-पिता को और माता-पिता अपने  बच्चों को अच्छे से समझ पाते हैं और दूरियां नहीं बनती। जब सुशांत के माता-पिता को सुशांत की जरुरत थी तब सुशांत ने...

 Nowadays a lot of news is coming either on the positive or negative side. Getting nerves of the market is a bit confusing. Few indicators are showing results which are over and above pre-covid-19 level while some are showing  negative trends GDP is getting its pre covid -19 level. GDP contraction is getting squeezed from -23% to -12%. Now both employees and employers are in demand.  Here we see that markets are still not open completely but trends are mostly on the positive side. One initiative taken by GoI in 2015  namely MAKE IN INDIA is now working supported by increased focus plus incentive to manufacture it in our country.  This time, not just a few sectors are getting all attention but every sector is getting its due. A diverse sector needs diverse attention. If you look at the figure of the Logistics sector, already they are on the positive side with 4% growth over the last year. What it shows is more demand for commercial vehicles, inventory in the hous...

  Last week we saw that conditions are conducive for us to thrive, but how things are going on today is not assuring us.  It is a total contra situation we are thinking about and happening today. Yes, today's condition is very difficult or survival is the only mantra that we are chanting all the time. Yes, it is difficult to condition but is it so strong to deter us from planning for today and tomorrow. If we see the Government and large corporate like TATA, RELIANCE, etc what they are doing. All are moving ahead with their plan with the same rigor. If we see our Government they are not only utilizing this time to move ahead of the present plan also future plan and all their finance is not in the good condition. The pandemic proved to be more money guzzler than thought. As the o, geopolitical situation is changing very fast which is in our favor. Utilizing these is very difficult if the government is not making changes in the process and its execution. It is well-known fact th...