MATERNITY

 Maternity: A rebirth of women so the birth of new life.  It is one of the most awaited moments of the life of a couple.

A few years back the government had increased maternity leave from three months to six months Also paternity leave has been given to one week. This decision is important for newborn babies as this period is very critical for babies as well as mothers. Not just the happiest moment is life

Here we are going to look at the maternity cover for a couple in medical or health insurance.

As said above maternity is a very important moment of life for everybody, in health insurance maternity is covered but conditions are there which one has to understand.

Sum Assured for maternity cover and baby coverage is there with few conditions which one has to look for it.

Normally there is a waiting period in the policy, just like few have a waiting period of two years to six years,

 But four-year waiting period is common in the industry, there is an exception that after paying an additional premium to reduce the waiting period.

In some policy legal relation is a must-have condition, in some company single mother or live-in relationship is also covered.

Sum assured differ with different policy for maternity cover. This means that if normal delivery cost as well as C- SEC.

Baby cover includes not only vaccination but cover in the first 91 days.

The major policy covers 91 days with an existing cover of parents, after 91 days baby has to be added to the policy.

In the maternity cover normal pre and post-cover applicability is as per policy wordings.

In maternity, vaccination is covered for a whole year.  The maximum no. of maternity is two for the whole policy life.

 Before taking any policy for health insurance check the details of maternity cover.








Location: India

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